Ray Dalio’s Endless Pursuit of Excellence

Ray Dalio released his book Principles last year. He is the seventeen billion dollars founder of Bridgewater Associates. I’ve compiled a list of lessons that I learned from Ray:

Test your assumptions with real data

Build a financial model and see how it fares out against 100 years of market data. If it does well, then there is a good chance that it’ll do well in the future. Always build models and use data to test any assumptions. Gut feeling is not enough. Believability test everything, that’s how you win.

Build simple models

The economy is defined by a line of productivity as well as small and large cycles. That economic model explains every boom and bust in history. Simple, isn’t it. Build models that simplify your life. That’s my key to understanding the quirks of life.

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architectural lighting

5 Ways Lighting Can Update Your Home

Architectural lighting design can change the form and function of a space. Lighting can change a pool hall into a nightclub, or a sports arena into a rock concert. Light has a powerful effect on perception and draws attention — whether intended or not.  

Your living space requires constant maintenance and updates to function well for your family. The furniture, lights, and artwork give it character and transitions it from a house into a home.

Creative and efficient lighting design adds functionality and beauty for the people who live there. Lighting transforms modest spaces into stunning artwork displays and defines the functional flow of an awkward space.

Light can change what people see and create a new reality in your home.

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10 Debt Management Tips To Improve Your Financial Situation

Having a healthy financial portfolio means that you have no debts to repay and even if you have some, they are well managed. Debt management is a humongous task as even a small slip can run you in big financial troubles. Therefore, you have to be careful at all stages and also ensure that things are under control while you try to get rid of your loans. While being your own debt manager is a good idea, you should not ignore the need for professional health considering the importance of keeping your financial portfolio under tight control. There are some tried and tested measures that you can take to ensure that you never get too uncomfortable with your loans and debts. Let us check out 10 debt management tips that you should follow to improve your financial situation, irrespective of how much you owe.

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Key Qualities To Consider When Selecting A Divorce Lawyer In Arizona

Divorce can be a stressful experience that can leave you in a vulnerable state of mind. If you are seeking a divorce, finding the right divorce attorney to represent you can be a daunting task, especially when you already have so much on your plate to deal with. Depending on the particular situation of your case, your divorce proceedings may extend for months or even years. This makes it all the more important for you to hire the right divorce lawyer, since you may have to work alongside your lawyer for an extended period of time. When you are out selecting your divorce lawyer in Arizona, here are the key qualities that you need to look for in the person:

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Here’s How Long It Takes Startups To Become $1billion Unicorns…

Unicorns. Private companies with a valuation of $1billion or greater.

They’re a rare sight in the business world and there’s currently only 237 in existence; largely spread across both the USA and China. These high growth startups are often considered are being typically only those in the tech space and, whilst that is, in many ways, accurate, there’s far more to growing a unicorn than simply being able to be categorised as a tech business!

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Boomr’s Employee Time Tracking App Helps Small Businesses Profit More

Boomr is an all-in-one employee time tracking solution that provides small businesses with simple to use timesheets, a mobile time card app for iPhone & Android, a free timesheets calculator, virtual time clocks, time clock terminals, and workforce management software made specifically for businesses of all types and sizes has been helping increase business efficiencies and profits since 2013.

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Top 5 Ways to Scale Your Startup in a Month

Scaling your business refers to the capability of a startup to cope and perform under an increased or expanding workload. Every business starts out as a startup but one that can increase its revenue while still managing to keep its operating costs at the same or only minimally higher is a business that has excellent scalability. Being able to scale your startup requires certain infrastructure in place. Here are the top five ways to scale your startup in a month.

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How Important is Business Risk Management for Startups?

Why do many businesses falter? This is definitely a good question to ask if you are planning on establishing a startup. The answer to this question may be varied; however, upon close scrutiny, you will see that business failure is largely due to the owner’s losing control of his/her business. Risk factors are aplenty when running a business, but the more you are in control of your business, the better you can manage the perils concomitant with running a business.

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